Get the facts before you borrow
A key facts sheet (KFS) is designed to help you choose the right home loan. It is a summary of the loan you are looking at, including a personalised comparison rate and an estimation of the costs of your home loan. It also explains what will happen if interest rates rise or if you roll from a fixed rate.
Things you should know
A Key Fact Sheet (KFS) is designed to help you choose the right home loan. It is a summary of the loan you are looking at, including a personalised comparison rate and an estimation of the costs of your home loan. This is not an offer of credit. This is an estimate only and is provided for illustrative purposes. It is based on the accuracy of information provided. You will need to apply for the loan and meet our lending criteria before we can determine whether you are eligible for this loan. The amount of the repayments shown in this Key Facts Sheet will change if interest rates, fees and charges change and/or if a different loan type, loan term or loan amount is used.
1 Important information about comparison rate: The comparison rate displayed is calculated for a loan of $150,000 over 25 years. If the comparison rate relates to a loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. WARNING: The comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
For iStandard GroupComplete Fixed Rate Home Loan the comparison rate assumes a variable with Loan to Value Ratio (LVR) between 60.01%-80% will apply at the end of the fixed rate period.