We've got you covered with our Complete Home Loan offering a competitive 5.44% p.a. variable interest rate2, with a Comparison rate1 of 5.67% p.a.
About Complete Home Loan
Whether you're buying a new home or looking to refinance your existing home loan, we've removed the confusion around which home loan is right for you.
Our Complete Home Loan is an easy-to-manage home loan, designed to suit your needs, with features like full offset16 on fixed or variable, online redraw, and flexible repayments.
Features
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Full offset16 on fixed and variable loans
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Loan-to-Value Ratio (LVR) tiered pricing for variable rates
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Loan terms up to 30 years (interest only up to 5 years)
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Principal and Interest or Interest Only repayments available
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$15 monthly service fee4
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Weekly, fortnightly or monthly repayments
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Access additional repayments using online redraw
Complete Home Loan rates
Pre-qualify for a home loan
Understand your position and get peace of mind
Pre-qualify today to better understand your lending position, prior to applying for a home loan. In only a few minutes, we'll estimate your borrowing costs, including stamp duty, lenders mortgage insurance (LMI) and any applicable first home buyer incentives for each State.
Popular home loan calculators
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Need help? We're here for you
Arrange a voice/video call with a mobile lender or use the online enquiry form to ask us a question. If you prefer to visit a branch, use our branch locator to find a branch near you.
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Things you should know
Target Market Determinations for products are available.
1 Important information about comparison rate: The comparison rate displayed is calculated for a loan of $150,000 over 25 years. If the comparison rate relates to a loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. WARNING: The comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
For iStandard GroupComplete Fixed Rate Home Loan the comparison rate assumes a variable with Loan to Value Ratio (LVR) between 60.01%-80% will apply at the end of the fixed rate period.
2 iStandard GroupComplete Home Loan: The interest rate displayed is for an owner occupied, principal and interest loan and is based on a Loan to Value Ratio (LVR) between 60.01%-80%.
6 iStandard GroupComplete Investment Loan: The interest rate displayed is for a residential investment, principal and interest loan and is based on a Loan to Value Ratio (LVR) between 60.01%-80%.
16 Full offset facility is available for iStandard GroupComplete Home Loan for both fixed and variable loans. Offset facility can only be linked to one loan at any one time. A maximum of 6 offset facilities can be linked per loan account. Linked offset facility must be in same customer name/number.